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PASSION, PURPOSE, AND COMMITMENT
We charge a 10% success rate upon the completion of the business funding process.
Welcome to Righteous Consultant
WE UNDERSTAND HOW LIFE’S CHALLENGES
Welcome to Righteous Consultant, where we empower individuals, families, and business owners to take control of their financial futures by helping them restore, rebuild, and protect their credit profiles the right and legal way. Our mission is rooted in consumer protection laws like the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and other federal statutes designed to safeguard consumer rights.
We understand how life’s challenges can impact your credit, but we also know your rights as a consumer.
Our Expertise
WE UNDERSTAND HOW LIFE’S CHALLENGES
Welcome to Righteous Consultant, where we empower individuals, families, and business owners to take control of their financial futures by helping them restore, rebuild, and protect their credit profiles the right and legal way. Our mission is rooted in consumer protection laws like the Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and other federal statutes designed to safeguard consumer rights.
We understand how life’s challenges can impact your credit, but we also know your rights as a consumer.
Why Choose Us
WHAT SETS US APART
LEGAL
COMPLIANCE
Our processes are firmly rooted in consumer protection laws like the FCRA, FDCPA, and FACTA.
EDUCATIONAL APPROACH
We empower you with the knowledge to protect and maintain your credit and funding success long after our work is done.
PERSONALIZED SOLUTIONS
We understand that every credit and business funding situation is unique, and we create customized strategies.
At Righteous Consultant
OUR MISSION STATEMENT
At Righteous Consultant, our mission is to empower consumers and business owners by providing ethical and effective credit restoration.
PROMOTING FINANCIAL WELLNESS
Beyond credit restoration, we provide tools and resources to support responsible financial habits for both personal and business credit.
SECURING BUSINESS FUNDING
We use proven, legal strategies to position our clients for optimal business funding and provide the education needed to leverage those funds effectively.
EDUCATING
CLIENTS
Knowledge is key to long-term financial success. We teach you the principles behind credit reporting, business funding, and your legal rights as a consumer.
ENSURING
ACCURACY
We help you challenge and remove inaccurate, incomplete, or outdated information credit reports in accordance with the Fair Credit Reporting Act.
ADVOCATING FOR YOUR RIGHTS
We stand by your side as you navigate the complexities of credit restoration and funding, ensuring that creditors, collectors, and credit bureaus follow the law.
Our Commitment
INTEGRITY, TRANSPARENCY, & LEGAL COMPLIANCE
Our commitment to integrity, transparency, and legal compliance sets us apart. We don’t make false promises or use deceptive practices. Instead, we work within the law to help you achieve the credit and funding success you deserve.
The Process
HOW IT WORKS
Free Credit & Business Funding Consultation
We start by reviewing your credit reports from the three major credit bureaus: Experian, Equifax, and TransUnion. During this consultation, we identify potential inaccuracies and explain the dispute process in simple terms. For business clients, we also evaluate your business profile to identify opportunities for positioning it to secure optimal funding.
Dispute and Verification
Using consumer protection laws like FCRA Section 611, we submit disputes on your behalf to challenge negative items that are inaccurate, unverifiable, or incomplete. For business funding clients, we ensure the business credit profile is accurate and complete.
Debt Validation
If you have collection accounts, we use FDCPA provisions to request proper validation from debt collectors. If the debt can’t be validated, it must be removed from your report.
Business Funding Positioning & Application
For business owners, we strategically position your credit and business profiles for funding success with banks and credit unions. We assist with the application process and monitor its progress until completion.
Ongoing Monitoring and Support
We keep you informed throughout the process and offer guidance on best practices for maintaining good credit in the future. For our business clients, we also provide ongoing education to help maintain compliance and maximize funding opportunities.
Work Philoosophy
WHO WE WORK WITH
Individuals seeking credit improvement
- Small business owners needing better credit for funding
- Entrepreneurs looking to position their businesses for optimal funding
- Identity theft victims needing help with fraudulent accounts
- Consumers facing collections, charge-offs, repossessions, bankruptcies, and more
At Righteous Consultant, we believe that everyone deserves a fair and accurate credit report — and that business owners deserve the best possible opportunities for funding success.
Contact us today for a free consultation and take the first step toward a brighter financial future